tag:blogger.com,1999:blog-8406577544625307203.post8829797484743022553..comments2023-11-23T22:01:01.581-08:00Comments on Exploring with Beth: March: money AND home-life stuff!bethhttp://www.blogger.com/profile/16166172834086385843noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8406577544625307203.post-83172525455551028552016-03-15T11:33:24.483-07:002016-03-15T11:33:24.483-07:00Huh, I'm almost at 80% too, though I got a cre...Huh, I'm almost at 80% too, though I got a credit union mortgage that allowed 10% down and no PMI (gasp). That's pretty cool! bethhttps://www.blogger.com/profile/16166172834086385843noreply@blogger.comtag:blogger.com,1999:blog-8406577544625307203.post-3800398823811703272016-03-14T19:29:36.806-07:002016-03-14T19:29:36.806-07:00I'm trying to get my PMI removed this summer, ...I'm trying to get my PMI removed this summer, then I think I'm going to start paying a little extra each month so that it works out to at least full mortgage payment each year. <br /><br />I was going to do the same as you had originally, with the money market account, right about the time the market tanked and I realized I'd have to sit on it longer than I'd like to have a decent amount.Lolahttps://www.blogger.com/profile/08214186146805979352noreply@blogger.comtag:blogger.com,1999:blog-8406577544625307203.post-2010679443376489452016-03-14T15:18:33.533-07:002016-03-14T15:18:33.533-07:00You are not alone!!!!! Have you decided on an appr...You are not alone!!!!! Have you decided on an approach? I WAS putting the prepayment money in the market (VTSAX with Vanguard), but then I got confused, because the same bucket was holding house-prepayment money, and long-term savings, and some emergency fund money I'd shifted out of the zero-interest money market account. <br /><br />It got to the point that I couldn't easily see how much money belonged in each mental pile, and the spreadsheet I was using got out of date, and then the market tanked and I didn't know how to assign correct balances - it was a mess. <br /><br />So for now I'll err on the side of tidy :-) bethhttps://www.blogger.com/profile/16166172834086385843noreply@blogger.comtag:blogger.com,1999:blog-8406577544625307203.post-22311456048371676292016-03-14T14:52:25.229-07:002016-03-14T14:52:25.229-07:00"Mathematically it may make sense to put it a..."Mathematically it may make sense to put it all in the market, but I don't wanna." This is exactly what I've been wrestling with, and it also sums up my feelings! It's nice to know I'm not the only one who feels this way. Lolahttps://www.blogger.com/profile/08214186146805979352noreply@blogger.com